Health Insurance Policy | Best Health Insurance in India
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Health Insurance Policy | Best Health Insurance in India

Health Insurance India

Usually, life insurance companies launch health insurances. Health insurance is always broad based than mediclaim. In India, health insurance is one of the growing segments in Indian economy. As per the available data, 3.9% of the gross domestic products in India are spent on health sector. If compared among BRICS countries, India stands at the bottom most in this sector, as per the WHO report (2016). Health insurance policies can cover both individual and family.

Statistics (in Indian scenario)

If 2016 record is the testimony, only 25% of the Indian populations are some way or other linked with health insurance. Health insurance providers are two types, government sponsored and standalone. Because of the advent of the private sector, the health insurance sector got new Phillip. The innovative products included, top-up plans, family floater plans, critical illness plans, top up policies and hospital cash.

In India, health insurance policy is meant only for impatient of a hospital; it is never for the outpatients.

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Usually, life insurance companies launch health insurances. Health insurance is always broad based than mediclaim. In India, health insurance is one of the growing segments in Indian economy. As per the available data, 3.9% of the gross domestic products in India are spent on health sector. If compared among BRICS countries, India stands at the bottom most in this sector, as per the WHO report (2016). Health insurance policies can cover both individual and family.

Statistics (in Indian scenario)

If 2016 record is the testimony, only 25% of the Indian populations are some way or other linked with health insurance. Health insurance providers are two types, government sponsored and standalone. Because of the advent of the private sector, the health insurance sector got new Phillip. The innovative products included, top-up plans, family floater plans, critical illness plans, top up policies and hospital cash.

In India, health insurance policy is meant only for impatient of a hospital; it is never for the outpatients.

What all health insurance cover?


Different features are covered by different health insurance companies. However, many of these health insurance companies have some common features they cover in their health policies.

Health insurance covers the following aspects:ø This insurance policy covers both boarding and hospital room charges.
• This policy covers dialysis, radiotherapy, and chemotherapy
• Health insurance policy covers ambulance charges (in some of the health policies)
• This policy covers pre hospitalization and hospitalization charges
• Health insurance covers diagnostic charges, doctor consultation charges, ICU charges and other medical related cost.
• The policy also covers cashless hospitalization in premier hospitals, as is offered by most of the insurance companies.

The health insurance plan includes:
• In the context of critical illness, all most 30 illnesses are covered in health insurance in certain plans, as the comprehensive health cover.
• In case the sum assured exceeds a particular limit, the beneficiary will get discount on premium
• Premium reducing flexibility is applied for a some specific period
• Flexibility in sum assured for a some specific period
Evidences prove that health insurance plans are much better than mediclaim, in the context of coverage of illness or diseases, flexibility and the quantum of sum assured. Mediclaim can help you up to some limit; however, health insurance can give you maximum relief, if you are in a serious health condition.

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Comments

0 # Vaibhav 2017-11-06
Hello, plz let me know What is menarche, I want to consult with gynec in Kathua, plz suggest ?
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0 # Dr. Naresh 2017-11-07
the process of starting of the menstrual cycle in females is called menarche, plz find good Gynecologist in Kathua.
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0 # Nishith 2017-10-29
My friend has been diagnosed with gonorrhoea, Please tell which tests will be advisable, also suggest gynec in Almora ?
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0 # Dr. Pooja 2017-10-30
VDRL tests should be done every month for 3 consecutive months for detecting syphilis as well as other sexually transmitted diseases,These tests should be conducted at proper times, find good Gynecologist in Almora
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0 # Vaibhav 2017-10-23
Hello I am from Mayurbhanj, My neighbour has been feeling redness and burning in urethral organs, can it be a disease, should she visit gynec?
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0 # Dr. Pooja 2017-10-24
It can be a simple infection also and a disease also, If after the examination, the presence of gram negative bacteria is seen ,gonorrhoea infection can be thought of, she should visit good women's specialist- find list of Gynecologist in Mayurbhanj
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0 # Aarav 2017-10-16
Hello, plz let me know What is menarche, I want to consult with gynec in Kozhikode, plz suggest ?
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0 # Dr. Naresh 2017-10-17
the process of starting of the menstrual cycle in females is called menarche, plz find good Gynecologist in Kozhikode.
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0 # Priyansh 2017-09-25
Hii, I am from Sangli, Please tell that can moisture be responsible for infections ?
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0 # Dr. Pooja 2017-09-26
Hello, good to see that you are from Sangli, yes,that is why u must keep your genital organs clean and dry because moisture can favour infections.
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0 # Rohan 2017-09-21
Hello, plz let me know Can gonorrhoea be transmitted to small children, should I consult with good maternity doctor in Bongaigaon
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0 # Dr. Pooja 2017-09-22
yes,this can be transmitted by infected mothers to children, In this case it is called as ophthalmia neonatorum, find list of good doctor-.Obstetrician in Bongaigaon
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0 # Rohan 2017-09-18
Hii, I am from Rohtas, plz let me know What is gonorrhoea ?
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0 # Dr. Pooja 2017-09-19
Hello, Gonorrhoea is a sexually transmitted disease caused by the Neisseria gonorrhoea,This disease is caused in the genitourinary tracts, for more details plz visit good gynec in Rohtas, find list of Gynecologist in Rohtas
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0 # Rohan 2017-08-21
Hello, plz let me know What is menarche, I want to consult with gynec in West Singhbhum, plz suggest ?
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0 # Dr. Pooja 2017-08-22
the process of starting of the menstrual cycle in females is called menarche, plz find good Gynecologist in West Singhbhum.
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0 # Jayesh 2017-08-21
My friend has been diagnosed with gonorrhoea, Please tell which tests will be advisable, also suggest gynec in ?
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0 # Dr. Pooja 2017-08-22
VDRL tests should be done every month for 3 consecutive months for detecting syphilis as well as other sexually transmitted diseases,These tests should be conducted at proper times, find good Gynecologist in
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0 # Nishith 2017-08-21
Hi, plz let me know What is the incubation period of Syphilis, also give me the list of good female's specialist in Namsai ?
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0 # Dr. Pooja 2017-08-22
Hii, The incubation period can be 10 to 90 days, plz find list of Gynecologist in Namsai
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