Health Insurance Policy | Best Health Insurance in India
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Health Insurance Policy | Best Health Insurance in India

Health Insurance India

Usually, life insurance companies launch health insurances. Health insurance is always broad based than mediclaim. In India, health insurance is one of the growing segments in Indian economy. As per the available data, 3.9% of the gross domestic products in India are spent on health sector. If compared among BRICS countries, India stands at the bottom most in this sector, as per the WHO report (2016). Health insurance policies can cover both individual and family.

Statistics (in Indian scenario)

If 2016 record is the testimony, only 25% of the Indian populations are some way or other linked with health insurance. Health insurance providers are two types, government sponsored and standalone. Because of the advent of the private sector, the health insurance sector got new Phillip. The innovative products included, top-up plans, family floater plans, critical illness plans, top up policies and hospital cash.

In India, health insurance policy is meant only for impatient of a hospital; it is never for the outpatients.

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Usually, life insurance companies launch health insurances. Health insurance is always broad based than mediclaim. In India, health insurance is one of the growing segments in Indian economy. As per the available data, 3.9% of the gross domestic products in India are spent on health sector. If compared among BRICS countries, India stands at the bottom most in this sector, as per the WHO report (2016). Health insurance policies can cover both individual and family.

Statistics (in Indian scenario)

If 2016 record is the testimony, only 25% of the Indian populations are some way or other linked with health insurance. Health insurance providers are two types, government sponsored and standalone. Because of the advent of the private sector, the health insurance sector got new Phillip. The innovative products included, top-up plans, family floater plans, critical illness plans, top up policies and hospital cash.

In India, health insurance policy is meant only for impatient of a hospital; it is never for the outpatients.

What all health insurance cover?


Different features are covered by different health insurance companies. However, many of these health insurance companies have some common features they cover in their health policies.

Health insurance covers the following aspects:ø This insurance policy covers both boarding and hospital room charges.
• This policy covers dialysis, radiotherapy, and chemotherapy
• Health insurance policy covers ambulance charges (in some of the health policies)
• This policy covers pre hospitalization and hospitalization charges
• Health insurance covers diagnostic charges, doctor consultation charges, ICU charges and other medical related cost.
• The policy also covers cashless hospitalization in premier hospitals, as is offered by most of the insurance companies.

The health insurance plan includes:
• In the context of critical illness, all most 30 illnesses are covered in health insurance in certain plans, as the comprehensive health cover.
• In case the sum assured exceeds a particular limit, the beneficiary will get discount on premium
• Premium reducing flexibility is applied for a some specific period
• Flexibility in sum assured for a some specific period
Evidences prove that health insurance plans are much better than mediclaim, in the context of coverage of illness or diseases, flexibility and the quantum of sum assured. Mediclaim can help you up to some limit; however, health insurance can give you maximum relief, if you are in a serious health condition.

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Comments

0 # Harikiran 2019-04-01
Can gonorrhoea be caused by the infected towels, also provide the list of good gynecologist in ?
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0 # Dr. Pooja 2019-04-02
Gonorrhoea can be transmitted by the infected towels, handkerchiefs of the infected person, But most cases are due to sexual contacts, find here list of good Gynecologist in .
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0 # Rohan 2019-03-18
Hii, I am from Khordha, Please tell that can moisture be responsible for infections ?
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0 # Dr. Pooja 2019-03-19
Hello, good to see that you are from Khordha, yes,that is why u must keep your genital organs clean and dry because moisture can favour infections.
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0 # Tushar 2019-03-18
Hii, I am from Peren, can you plz tell me What is the mode of infection in syphilis ?
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0 # Dr. Pooja 2019-03-19
90 percent cases in syphilis are transmitted through unsafe sexual contacts, Mothers can also pass infection through breast milk, you can also consult with good Gynecologist in Peren .
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0 # Lakshay 2019-03-11
Hello, I am from Karauli, PLz suggest some biochemic remedies for gonorrhoea .
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0 # Dr. Pooja 2019-03-12
Kali Mur, Natrum Mur, Natrum Sulph, and silicea are few important biochemic emedies in homoeopathy which can be used safely in this case, you can also take advise from gynecologist given here-Gynecologist in Karauli.
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0 # Jayesh 2019-03-11
Can gonorrhoea be caused by the infected towels, also provide the list of good gynecologist in Koraput?
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0 # Dr. Naresh 2019-03-12
Gonorrhoea can be transmitted by the infected towels, handkerchiefs of the infected person, But most cases are due to sexual contacts, find here list of good Gynecologist in Koraput.
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0 # Aarush Older than three months
My friend has been diagnosed with gonorrhoea, Please tell which tests will be advisable, also suggest gynec in Jashpur ?
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0 # Dr. Naresh Older than three months
VDRL tests should be done every month for 3 consecutive months for detecting syphilis as well as other sexually transmitted diseases,These tests should be conducted at proper times, find good Gynecologist in Jashpur
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0 # Nishith Older than three months
Hii, I am from Gurdaspur, I want to know can cigerrete sharing can lead to syphilis ?
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0 # Dr. Naresh Older than three months
yes,sharing cigerette,drinking cups,common spoons etc can also lead to syphilis, Generally whenever the fluid of a person who has syphilis is shared,the infection can occur, you should also consult with good Gynecologist in Gurdaspur
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0 # Himmat Older than three months
Hii, I am from Munger, I want to know can cigerrete sharing can lead to syphilis ?
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0 # Dr. Naresh Older than three months
yes,sharing cigerette,drinking cups,common spoons etc can also lead to syphilis, Generally whenever the fluid of a person who has syphilis is shared,the infection can occur, you should also consult with good Gynecologist in Munger
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0 # Aarav Older than three months
Hi, plz let me know What is the incubation period of Syphilis, also give me the list of good female's specialist in Dhenkanal ?
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0 # Dr. Naresh Older than three months
Hii, The incubation period can be 10 to 90 days, plz find list of Gynecologist in Dhenkanal
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0 # Nishith Older than three months
Hii can you plz tell me, Which fluids can cause or spread syphilis infection, alos give me the list of good gynec in Jajpur?
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0 # Dr. Pooja Older than three months
Infection from semen, blood or lactation milk can occur and cause syphilis, Infection from blood syringes is very common, Infected mothers can transmit it through their milk also, consult with good Gynecologist in Jajpur .
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