Health Insurance Policy | Best Health Insurance in India
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Health Insurance Policy | Best Health Insurance in India

Health Insurance India

Usually, life insurance companies launch health insurances. Health insurance is always broad based than mediclaim. In India, health insurance is one of the growing segments in Indian economy. As per the available data, 3.9% of the gross domestic products in India are spent on health sector. If compared among BRICS countries, India stands at the bottom most in this sector, as per the WHO report (2016). Health insurance policies can cover both individual and family.

Statistics (in Indian scenario)

If 2016 record is the testimony, only 25% of the Indian populations are some way or other linked with health insurance. Health insurance providers are two types, government sponsored and standalone. Because of the advent of the private sector, the health insurance sector got new Phillip. The innovative products included, top-up plans, family floater plans, critical illness plans, top up policies and hospital cash.

In India, health insurance policy is meant only for impatient of a hospital; it is never for the outpatients.

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Usually, life insurance companies launch health insurances. Health insurance is always broad based than mediclaim. In India, health insurance is one of the growing segments in Indian economy. As per the available data, 3.9% of the gross domestic products in India are spent on health sector. If compared among BRICS countries, India stands at the bottom most in this sector, as per the WHO report (2016). Health insurance policies can cover both individual and family.

Statistics (in Indian scenario)

If 2016 record is the testimony, only 25% of the Indian populations are some way or other linked with health insurance. Health insurance providers are two types, government sponsored and standalone. Because of the advent of the private sector, the health insurance sector got new Phillip. The innovative products included, top-up plans, family floater plans, critical illness plans, top up policies and hospital cash.

In India, health insurance policy is meant only for impatient of a hospital; it is never for the outpatients.

What all health insurance cover?


Different features are covered by different health insurance companies. However, many of these health insurance companies have some common features they cover in their health policies.

Health insurance covers the following aspects:ø This insurance policy covers both boarding and hospital room charges.
• This policy covers dialysis, radiotherapy, and chemotherapy
• Health insurance policy covers ambulance charges (in some of the health policies)
• This policy covers pre hospitalization and hospitalization charges
• Health insurance covers diagnostic charges, doctor consultation charges, ICU charges and other medical related cost.
• The policy also covers cashless hospitalization in premier hospitals, as is offered by most of the insurance companies.

The health insurance plan includes:
• In the context of critical illness, all most 30 illnesses are covered in health insurance in certain plans, as the comprehensive health cover.
• In case the sum assured exceeds a particular limit, the beneficiary will get discount on premium
• Premium reducing flexibility is applied for a some specific period
• Flexibility in sum assured for a some specific period
Evidences prove that health insurance plans are much better than mediclaim, in the context of coverage of illness or diseases, flexibility and the quantum of sum assured. Mediclaim can help you up to some limit; however, health insurance can give you maximum relief, if you are in a serious health condition.

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Comments

0 # Himmat 2018-12-17
Hii, I am from Munger, I want to know can cigerrete sharing can lead to syphilis ?
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0 # Aarav 2018-12-17
Hi, plz let me know What is the incubation period of Syphilis, also give me the list of good female's specialist in Dhenkanal ?
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0 # Nishith 2018-12-10
Hii can you plz tell me, Which fluids can cause or spread syphilis infection, alos give me the list of good gynec in Jajpur?
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0 # Dr. Pooja 2018-12-11
Infection from semen, blood or lactation milk can occur and cause syphilis, Infection from blood syringes is very common, Infected mothers can transmit it through their milk also, consult with good Gynecologist in Jajpur .
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0 # Tushar 2018-12-03
Hello I am from Bhojpur, My neighbour has been feeling redness and burning in urethral organs, can it be a disease, should she visit gynec?
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0 # Dr. Pooja 2018-12-04
It can be a simple infection also and a disease also, If after the examination, the presence of gram negative bacteria is seen ,gonorrhoea infection can be thought of, she should visit good women's specialist- find list of Gynecologist in Bhojpur
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0 # Rohan 2018-11-19
Hii, can you plz tell me,What changes can occur in skin in syphilis patient, also suggest good obstertrician in Jalor ?
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0 # Dr. Naresh 2018-11-20
Rashes can occur on the skin in the near areas,rashes can be discrete and also symmetrical in nature, Rashes can also be pustular, you can consult with Obstetrician in Jalor.
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0 # Priyansh 2018-11-12
My friend has been diagnosed with gonorrhoea, Please tell which tests will be advisable, also suggest gynec in Sheohar ?
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0 # Dr. Pooja 2018-11-13
VDRL tests should be done every month for 3 consecutive months for detecting syphilis as well as other sexually transmitted diseases,These tests should be conducted at proper times, find good Gynecologist in Sheohar
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0 # Aarav 2018-11-11
Hello I am from Washim, My neighbour has been feeling redness and burning in urethral organs, can it be a disease, should she visit gynec?
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0 # Dr. Naresh 2018-11-12
It can be a simple infection also and a disease also, If after the examination, the presence of gram negative bacteria is seen ,gonorrhoea infection can be thought of, she should visit good women's specialist- find list of Gynecologist in Washim
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0 # Aarush 2018-10-22
Can gonorrhoea be caused by the infected towels, also provide the list of good gynecologist in Mansa?
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0 # Dr. Pooja 2018-10-23
Gonorrhoea can be transmitted by the infected towels, handkerchiefs of the infected person, But most cases are due to sexual contacts, find here list of good Gynecologist in Mansa.
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0 # Nishith Older than three months
Hii, plz tell me,Which tests can confirm syphilis in primary stage, also suggest name of good maternity hospitals in North 24 Paragnas ?
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0 # Dr. Pooja Older than three months
During the primary stage,DG illumination tests are very helpful, find good maternity hospitals-Barrackpore Medicare and Recovery Centre Limited ; Jubilant Kalpataru Hospital.
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0 # Himmat Older than three months
Hello, I am from Banmore, PLz suggest some biochemic remedies for gonorrhoea .
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0 # Dr. Naresh Older than three months
Kali Mur, Natrum Mur, Natrum Sulph, and silicea are few important biochemic emedies in homoeopathy which can be used safely in this case, you can also take advise from gynecologist given here-Gynecologist in Banmore.
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