Health Insurance Policy | Best Health Insurance in India
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Health Insurance Policy | Best Health Insurance in India

Health Insurance India

Usually, life insurance companies launch health insurances. Health insurance is always broad based than mediclaim. In India, health insurance is one of the growing segments in Indian economy. As per the available data, 3.9% of the gross domestic products in India are spent on health sector. If compared among BRICS countries, India stands at the bottom most in this sector, as per the WHO report (2016). Health insurance policies can cover both individual and family.

Statistics (in Indian scenario)

If 2016 record is the testimony, only 25% of the Indian populations are some way or other linked with health insurance. Health insurance providers are two types, government sponsored and standalone. Because of the advent of the private sector, the health insurance sector got new Phillip. The innovative products included, top-up plans, family floater plans, critical illness plans, top up policies and hospital cash.

In India, health insurance policy is meant only for impatient of a hospital; it is never for the outpatients.

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Usually, life insurance companies launch health insurances. Health insurance is always broad based than mediclaim. In India, health insurance is one of the growing segments in Indian economy. As per the available data, 3.9% of the gross domestic products in India are spent on health sector. If compared among BRICS countries, India stands at the bottom most in this sector, as per the WHO report (2016). Health insurance policies can cover both individual and family.

Statistics (in Indian scenario)

If 2016 record is the testimony, only 25% of the Indian populations are some way or other linked with health insurance. Health insurance providers are two types, government sponsored and standalone. Because of the advent of the private sector, the health insurance sector got new Phillip. The innovative products included, top-up plans, family floater plans, critical illness plans, top up policies and hospital cash.

In India, health insurance policy is meant only for impatient of a hospital; it is never for the outpatients.

What all health insurance cover?


Different features are covered by different health insurance companies. However, many of these health insurance companies have some common features they cover in their health policies.

Health insurance covers the following aspects:ø This insurance policy covers both boarding and hospital room charges.
• This policy covers dialysis, radiotherapy, and chemotherapy
• Health insurance policy covers ambulance charges (in some of the health policies)
• This policy covers pre hospitalization and hospitalization charges
• Health insurance covers diagnostic charges, doctor consultation charges, ICU charges and other medical related cost.
• The policy also covers cashless hospitalization in premier hospitals, as is offered by most of the insurance companies.

The health insurance plan includes:
• In the context of critical illness, all most 30 illnesses are covered in health insurance in certain plans, as the comprehensive health cover.
• In case the sum assured exceeds a particular limit, the beneficiary will get discount on premium
• Premium reducing flexibility is applied for a some specific period
• Flexibility in sum assured for a some specific period
Evidences prove that health insurance plans are much better than mediclaim, in the context of coverage of illness or diseases, flexibility and the quantum of sum assured. Mediclaim can help you up to some limit; however, health insurance can give you maximum relief, if you are in a serious health condition.

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Comments

0 # Aarav 2018-07-23
Hello I am from Chhindwara, My neighbour has been feeling redness and burning in urethral organs, can it be a disease, should she visit gynec?
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0 # Dr. Pooja 2018-07-25
It can be a simple infection also and a disease also, If after the examination, the presence of gram negative bacteria is seen ,gonorrhoea infection can be thought of, she should visit good women's specialist- find list of Gynecologist in Chhindwara
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0 # Vivaan 2018-06-25
Hii, plz tell me,Which tests can confirm syphilis in primary stage, also suggest name of good maternity hospitals in Nilgiris ?
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0 # Dr. Pooja 2018-06-26
During the primary stage,DG illumination tests are very helpful, find good maternity hospitals-Nankem Hospital - Coonoor.
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0 # Aarush 2018-06-11
Hi, plz let me know What is the incubation period of Syphilis, also give me the list of good female's specialist in Bhadrak ?
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0 # Dr. Naresh 2018-06-12
Hii, The incubation period can be 10 to 90 days, plz find list of Gynecologist in Bhadrak
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0 # Priyansh Older than three months
Hello, plz let me know Can gonorrhoea be transmitted to small children, should I consult with good maternity doctor in Banswara
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0 # Dr. Naresh Older than three months
yes,this can be transmitted by infected mothers to children, In this case it is called as ophthalmia neonatorum, find list of good doctor-.Obstetrician in Banswara
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0 # Rohan Older than three months
Hii, I am from Thirunelveli, Please tell that can moisture be responsible for infections ?
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0 # Dr. Naresh Older than three months
Hello, good to see that you are from Thirunelveli, yes,that is why u must keep your genital organs clean and dry because moisture can favour infections.
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0 # Harikiran Older than three months
Hii, I am from Kohima, plz let me know What is gonorrhoea ?
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0 # Dr. Naresh Older than three months
Hello, Gonorrhoea is a sexually transmitted disease caused by the Neisseria gonorrhoea,This disease is caused in the genitourinary tracts, for more details plz visit good gynec in Kohima, find list of Gynecologist in Kohima
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0 # Vivaan Older than three months
Hello, plz let me know Can gonorrhoea be transmitted to small children, should I consult with good maternity doctor in Dharmapuri
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0 # Dr. Naresh Older than three months
yes,this can be transmitted by infected mothers to children, In this case it is called as ophthalmia neonatorum, find list of good doctor-.Obstetrician in Dharmapuri
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0 # Aarav Older than three months
Hii, I am from Nanded, I want to know can cigerrete sharing can lead to syphilis ?
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0 # Dr. Pooja Older than three months
yes,sharing cigerette,drinking cups,common spoons etc can also lead to syphilis, Generally whenever the fluid of a person who has syphilis is shared,the infection can occur, you should also consult with good Gynecologist in Nanded
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0 # Nishith Older than three months
Hii, I am from Madhubani, plz let me know What is gonorrhoea ?
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0 # Dr. Naresh Older than three months
Hello, Gonorrhoea is a sexually transmitted disease caused by the Neisseria gonorrhoea,This disease is caused in the genitourinary tracts, for more details plz visit good gynec in Madhubani, find list of Gynecologist in Madhubani
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0 # Harikiran Older than three months
Hello, plz tell me what are venereal diseases, can you plz suggest some good gynecologist in Guntur ?
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0 # Dr. Pooja Older than three months
veneral diseases are those which can be spread through sexual contact, The spreading agents can bacteria ,viruses etc, The examples are syphilis and gonorrhoea can be can spread by sexual contact, you can also find list of Gynecologist in Guntur.
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