Health Insurance Policy | Best Health Insurance in India
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Health Insurance Policy | Best Health Insurance in India

Usually, life insurance companies launch health insurances. Health insurance is always broad based than mediclaim. In India, health insurance is one of the growing segments in Indian economy. As per the available data, 3.9% of the gross domestic products in India are spent on health sector. If compared among BRICS countries, India stands at the bottom most in this sector, as per the WHO report (2016). Health insurance policies can cover both individual and family.

Statistics (in Indian scenario)

If 2016 record is the testimony, only 25% of the Indian populations are some way or other linked with health insurance. Health insurance providers are two types, government sponsored and standalone. Because of the advent of the private sector, the health insurance sector got new Phillip. The innovative products included, top-up plans, family floater plans, critical illness plans, top up policies and hospital cash.

In India, health insurance policy is meant only for impatient of a hospital; it is never for the outpatients.

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Usually, life insurance companies launch health insurances. Health insurance is always broad based than mediclaim. In India, health insurance is one of the growing segments in Indian economy. As per the available data, 3.9% of the gross domestic products in India are spent on health sector. If compared among BRICS countries, India stands at the bottom most in this sector, as per the WHO report (2016). Health insurance policies can cover both individual and family.

Statistics (in Indian scenario)

If 2016 record is the testimony, only 25% of the Indian populations are some way or other linked with health insurance. Health insurance providers are two types, government sponsored and standalone. Because of the advent of the private sector, the health insurance sector got new Phillip. The innovative products included, top-up plans, family floater plans, critical illness plans, top up policies and hospital cash.

In India, health insurance policy is meant only for impatient of a hospital; it is never for the outpatients.

What all health insurance cover?


Different features are covered by different health insurance companies. However, many of these health insurance companies have some common features they cover in their health policies.

Health insurance covers the following aspects:ø This insurance policy covers both boarding and hospital room charges.
• This policy covers dialysis, radiotherapy, and chemotherapy
• Health insurance policy covers ambulance charges (in some of the health policies)
• This policy covers pre hospitalization and hospitalization charges
• Health insurance covers diagnostic charges, doctor consultation charges, ICU charges and other medical related cost.
• The policy also covers cashless hospitalization in premier hospitals, as is offered by most of the insurance companies.

The health insurance plan includes:
• In the context of critical illness, all most 30 illnesses are covered in health insurance in certain plans, as the comprehensive health cover.
• In case the sum assured exceeds a particular limit, the beneficiary will get discount on premium
• Premium reducing flexibility is applied for a some specific period
• Flexibility in sum assured for a some specific period
Evidences prove that health insurance plans are much better than mediclaim, in the context of coverage of illness or diseases, flexibility and the quantum of sum assured. Mediclaim can help you up to some limit; however, health insurance can give you maximum relief, if you are in a serious health condition.

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Comments

0 # Rohan 2017-09-18
Hii, I am from Rohtas, plz let me know What is gonorrhoea ?
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0 # Rohan 2017-08-21
Hello, plz let me know What is menarche, I want to consult with gynec in West Singhbhum, plz suggest ?
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0 # Dr. Pooja 2017-08-22
the process of starting of the menstrual cycle in females is called menarche, plz find good Gynecologist in West Singhbhum.
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0 # Jayesh 2017-08-21
My friend has been diagnosed with gonorrhoea, Please tell which tests will be advisable, also suggest gynec in ?
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0 # Dr. Pooja 2017-08-22
VDRL tests should be done every month for 3 consecutive months for detecting syphilis as well as other sexually transmitted diseases,These tests should be conducted at proper times, find good Gynecologist in
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0 # Nishith 2017-08-21
Hi, plz let me know What is the incubation period of Syphilis, also give me the list of good female's specialist in Namsai ?
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0 # Dr. Pooja 2017-08-22
Hii, The incubation period can be 10 to 90 days, plz find list of Gynecologist in Namsai
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0 # Himmat 2017-08-07
Hello, plz tell me what are venereal diseases, can you plz suggest some good gynecologist in Karauli ?
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0 # Dr. Pooja 2017-08-08
veneral diseases are those which can be spread through sexual contact, The spreading agents can bacteria ,viruses etc, The examples are syphilis and gonorrhoea can be can spread by sexual contact, you can also find list of Gynecologist in Karauli.
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0 # Harikiran 2017-07-31
Hii, can you plz tell me,What changes can occur in skin in syphilis patient, also suggest good obstertrician in Leh ?
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0 # Dr. Naresh 2017-08-01
Rashes can occur on the skin in the near areas,rashes can be discrete and also symmetrical in nature, Rashes can also be pustular, you can consult with Obstetrician in Leh.
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0 # Lakshay 2017-07-31
Hii can you plz tell me, Which fluids can cause or spread syphilis infection, alos give me the list of good gynec in Bahraich?
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0 # Dr. Naresh 2017-08-01
Infection from semen, blood or lactation milk can occur and cause syphilis, Infection from blood syringes is very common, Infected mothers can transmit it through their milk also, consult with good Gynecologist in Bahraich .
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0 # Nishith 2017-07-31
Hi, plz let me know What is the incubation period of Syphilis, also give me the list of good female's specialist in Thane ?
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0 # Dr. Naresh 2017-08-01
Hii, The incubation period can be 10 to 90 days, plz find list of Gynecologist in Thane
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0 # Nishith 2017-07-24
Hii, I am from Tirunelveli, plz let me know What is gonorrhoea ?
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0 # Dr. Naresh 2017-07-25
Hello, Gonorrhoea is a sexually transmitted disease caused by the Neisseria gonorrhoea,This disease is caused in the genitourinary tracts, for more details plz visit good gynec in Tirunelveli, find list of Gynecologist in Tirunelveli
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0 # Himmat 2017-07-17
Hello, I am from SAS Nagar Mohali, PLz suggest some biochemic remedies for gonorrhoea .
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0 # Dr. Pooja 2017-07-18
Kali Mur, Natrum Mur, Natrum Sulph, and silicea are few important biochemic emedies in homoeopathy which can be used safely in this case, you can also take advise from gynecologist given here-Gynecologist in SAS Nagar Mohali.
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