Jeevan Arogya From LIC - Some Details To Know
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Jeevan Arogya From LIC - Some Details To Know

Health is turning out to be the major concern for many people these days, particularly in the current increasing medical expenses, some of them are highly concerned about the expenses associated with the health issues as well. As a caring head of the family, you will not want to let any form of unfortunate thing to affect your plans for yourself and your family’s future. So, you should never let any medical emergencies to shatter your peace of mind and prevent you from working towards achieving your financial goals.

LIC’s Jeevan Arogya:

There are many health insurance policies in India and LIC being a trusted name in the insurance industry in India has a health insurance coverage plan named as Jeevan Arogya. It is a unique non-linked coverage plan that provides health insurance coverage against some specific health risks and provides the purchasers with the timely support in the event of any medical emergencies. This product in turn will help yourself and your family members to stay financial independent in the event of any emergencies.

What does the policy give the purchasers?

• In the case of surgery or even normal hospitalization, the policy will offer valuable financial protection.

• An increased health cover each year

• Lump sum benefit regardless of the actual cost of medical expenses.

• Benefit without any claim

• Flexible benefit limit to select from

• Flexible options to pay premium

Plan can be chosen easily:

Here is the 2-step guide on choosing the Jeevan Arogya policy:

• First, you will have to choose the level of health coverage you need

• The next thing you will have to do is to work out the premium payable along with your representative

First step:

In this step, you can choose the level of initial daily benefit, which means the daily hospital cash benefit applicable in the first year of the policy as per your requirement from the following choices available:

• Rs.1000 per day

• Rs.2000 per day

• Rs.3000 per day

• Rs.4000 per day

This is the amount that you will receive in the case of hospitalization in the first year on a per day basis. In the event of any major surgery, you will get the benefit of 100 times amount of the initial daily benefit that you choose. Therefore, the initial major surgical benefit sum assured will be Rs.1, 2, 3 and 4 lakhs respectively. You can also get other benefits as per your choice.

Second step:

The second step is to work out the premium payable along with the representative of LIC. The premium will rely on your age, gender, health cover option that you choose and whether you are the principal insured and the mode of payment you choose.

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Health is turning out to be the major concern for many people these days, particularly in the current increasing medical expenses, some of them are highly concerned about the expenses associated with the health issues as well. As a caring head of the family, you will not want to let any form of unfortunate thing to affect your plans for yourself and your family’s future. So, you should never let any medical emergencies to shatter your peace of mind and prevent you from working towards achieving your financial goals.

The second step is to work out the premium payable along with the representative of LIC. The premium will rely on your age, gender, health cover option that you choose and whether you are the principal insured and the mode of payment you choose. If you choose the initial daily benefit of Rs.1000 per day and the premium amount will be as follows:

Principal insured (Male):

• Age of entry 20 years – Rs. 1922.65

• 30 years – Rs.2242.90

• 40 years – Rs.2799.70

• 50 years – Rs.3768.90

Spouse (Female)/Mother of insured:

• Age of entry 20 years – Rs. 1393.15

• 30 years – Rs.1730.65

• 40 years – Rs.2240.60

• 50 years – Rs.2849.10

Child:

• Age of entry 0 year – Rs. 792.00

• 05 years – Rs.794.75

• 10 years – Rs.812.35

• 15 years – Rs.870.75

.
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Comments

# Harikiran 2017-11-08
Hii, I am from Navi Mumbai, Please tell that can moisture be responsible for infections ?
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# Dr. Naresh 2017-11-09
Hello, good to see that you are from Navi Mumbai, yes,that is why u must keep your genital organs clean and dry because moisture can favour infections.
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# Harikiran 2017-11-01
Hello, plz let me know Can gonorrhoea be transmitted to small children, should I consult with good maternity doctor in Barpeta
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# Dr. Pooja 2017-11-02
yes,this can be transmitted by infected mothers to children, In this case it is called as ophthalmia neonatorum, find list of good doctor-.Obstetrician in Barpeta
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# Aarav 2017-11-01
Hii, I am from Annupur, plz let me know What is gonorrhoea ?
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# Dr. Pooja 2017-11-02
Hello, Gonorrhoea is a sexually transmitted disease caused by the Neisseria gonorrhoea,This disease is caused in the genitourinary tracts, for more details plz visit good gynec in Annupur, find list of Gynecologist in Annupur
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# Rohan 2017-11-01
Hello, plz tell me what are venereal diseases, can you plz suggest some good gynecologist in Pratapgarh ?
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# Dr. Pooja 2017-11-02
veneral diseases are those which can be spread through sexual contact, The spreading agents can bacteria ,viruses etc, The examples are syphilis and gonorrhoea can be can spread by sexual contact, you can also find list of Gynecologist in Pratapgarh.
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# Priyansh 2017-10-11
My friend has been diagnosed with gonorrhoea, Please tell which tests will be advisable, also suggest gynec in Surat ?
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# Dr. Naresh 2017-10-12
VDRL tests should be done every month for 3 consecutive months for detecting syphilis as well as other sexually transmitted diseases,These tests should be conducted at proper times, find good Gynecologist in Surat
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# Rohan 2017-10-04
Hello, plz let me know What is menarche, I want to consult with gynec in East Singhbhum, plz suggest ?
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# Dr. Naresh 2017-10-05
the process of starting of the menstrual cycle in females is called menarche, plz find good Gynecologist in East Singhbhum.
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# Himmat 2017-10-04
Hii, I am from East Khasi Hills, Please tell that can moisture be responsible for infections ?
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# Dr. Pooja 2017-10-05
Hello, good to see that you are from East Khasi Hills, yes,that is why u must keep your genital organs clean and dry because moisture can favour infections.
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# Tushar 2017-09-27
Hii, can you plz tell me,What changes can occur in skin in syphilis patient, also suggest good obstertrician in Sharanpur ?
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# Dr. Pooja 2017-09-28
Rashes can occur on the skin in the near areas,rashes can be discrete and also symmetrical in nature, Rashes can also be pustular, you can consult with Obstetrician in Sharanpur.
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# Vivaan 2017-09-27
Hi, plz let me know What is the incubation period of Syphilis, also give me the list of good female's specialist in Ukhrul ?
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# Dr. Naresh 2017-09-28
Hii, The incubation period can be 10 to 90 days, plz find list of Gynecologist in Ukhrul
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# Lakshay 2017-09-20
Hello, I am from Chittaurgarh, PLz suggest some biochemic remedies for gonorrhoea .
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# Dr. Naresh 2017-09-21
Kali Mur, Natrum Mur, Natrum Sulph, and silicea are few important biochemic emedies in homoeopathy which can be used safely in this case, you can also take advise from gynecologist given here-Gynecologist in Chittaurgarh.
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