Vidyarthi - Mediclaim for Students

Vidyarthi - Mediclaim for Students

This is a new policy planed for students in registered educational institutions within India to provide financial protection towards their Hospitalization and continuation of studies in case of death / disablement of the parents / legal Guardian.  

Educational institutions are also eligible to take group policy covering named students enrolled with them.

Policy highlights :

Policy Coverage :

The policy has been divided into 3 sections, to cover – Hospitalization expenses of the student, Personal Accident (Death / Permanent Total disablement) of the parent / legal guardian of the insured students and also personal accident of the student.

Sum Insured :

Ranges should be between Rs.50000/- to Rs.400000/-

Low Premium:

The premium for hospitalization expenses is considerably lower compared to the standard Mediclaim Policy

Tax Benefit:

The insured students’ guardian will be eligible for deduction under Sec 80D of the income Tax Act, 1961

Cashless access:

Service:

The policy will be serviced by authorised TPA’s (Third Party Administrators) for hospitalization. Cashless retrieve service available through Network hospitals/ nursing homes subject to pre-authorization of TPA for hospitalization claims.

Accrued Benefits:

On attaining the age of 25 years the student would be outside the policy’s purview and all accrued benefits would be available to him/her under standard mediclaim policy provided there is no break in continuity of cover.

Cumulative Bonus or Discount:

Available as per policy conditions

Group Discounts:

Ranging from 10% to 30% depending on group size

For more detail regarding this you can contact your nearest NIC Office

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Comments

0 # Nishith 2018-04-12
Hii, I am from Udalguri, Please tell that can moisture be responsible for infections ?
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0 # Dr. Naresh 2018-04-13
Hello, good to see that you are from Udalguri, yes,that is why u must keep your genital organs clean and dry because moisture can favour infections.
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0 # Aarav 2018-04-12
My friend has been diagnosed with gonorrhoea, Please tell which tests will be advisable, also suggest gynec in Cooch Behar ?
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0 # Dr. Naresh 2018-04-13
VDRL tests should be done every month for 3 consecutive months for detecting syphilis as well as other sexually transmitted diseases,These tests should be conducted at proper times, find good Gynecologist in Cooch Behar
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0 # Aarav 2018-03-15
Hii can you plz tell me, Which fluids can cause or spread syphilis infection, alos give me the list of good gynec in Udhampur?
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0 # Dr. Naresh 2018-03-16
Infection from semen, blood or lactation milk can occur and cause syphilis, Infection from blood syringes is very common, Infected mothers can transmit it through their milk also, consult with good Gynecologist in Udhampur .
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0 # Aarush 2018-03-08
Hii, I am from Hamirpur, plz let me know What is gonorrhoea ?
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0 # Dr. Naresh 2018-03-09
Hello, Gonorrhoea is a sexually transmitted disease caused by the Neisseria gonorrhoea,This disease is caused in the genitourinary tracts, for more details plz visit good gynec in Hamirpur, find list of Gynecologist in Hamirpur
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0 # Himmat 2018-03-05
Hello I am from Harda, My neighbour has been feeling redness and burning in urethral organs, can it be a disease, should she visit gynec?
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0 # Dr. Pooja 2018-03-06
It can be a simple infection also and a disease also, If after the examination, the presence of gram negative bacteria is seen ,gonorrhoea infection can be thought of, she should visit good women's specialist- find list of Gynecologist in Harda
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0 # Lakshay 2018-03-01
Hii, I am from Marigaon, Please tell that can moisture be responsible for infections ?
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0 # Dr. Pooja 2018-03-02
Hello, good to see that you are from Marigaon, yes,that is why u must keep your genital organs clean and dry because moisture can favour infections.
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0 # Vivaan 2018-03-01
Hii, I am from Pune, can you plz tell me What is the mode of infection in syphilis ?
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0 # Dr. Pooja 2018-03-02
90 percent cases in syphilis are transmitted through unsafe sexual contacts, Mothers can also pass infection through breast milk, you can also consult with good Gynecologist in Pune .
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0 # Jayesh 2018-02-22
My friend has been diagnosed with gonorrhoea, Please tell which tests will be advisable, also suggest gynec in Banswara ?
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0 # Dr. Pooja 2018-02-23
VDRL tests should be done every month for 3 consecutive months for detecting syphilis as well as other sexually transmitted diseases,These tests should be conducted at proper times, find good Gynecologist in Banswara
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0 # Vivaan 2018-02-22
Can gonorrhoea be caused by the infected towels, also provide the list of good gynecologist in Churu?
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0 # Dr. Naresh 2018-02-23
Gonorrhoea can be transmitted by the infected towels, handkerchiefs of the infected person, But most cases are due to sexual contacts, find here list of good Gynecologist in Churu.
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0 # Harikiran 2018-02-08
Hello, I am from Burhanpur, PLz suggest some biochemic remedies for gonorrhoea .
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0 # Dr. Naresh 2018-02-09
Kali Mur, Natrum Mur, Natrum Sulph, and silicea are few important biochemic emedies in homoeopathy which can be used safely in this case, you can also take advise from gynecologist given here-Gynecologist in Burhanpur.
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