Vidyarthi - Mediclaim for Students

Vidyarthi - Mediclaim for Students

This is a new policy planed for students in registered educational institutions within India to provide financial protection towards their Hospitalization and continuation of studies in case of death / disablement of the parents / legal Guardian.  

Educational institutions are also eligible to take group policy covering named students enrolled with them.

Policy highlights :

Policy Coverage :

The policy has been divided into 3 sections, to cover – Hospitalization expenses of the student, Personal Accident (Death / Permanent Total disablement) of the parent / legal guardian of the insured students and also personal accident of the student.

Sum Insured :

Ranges should be between Rs.50000/- to Rs.400000/-

Low Premium:

The premium for hospitalization expenses is considerably lower compared to the standard Mediclaim Policy

Tax Benefit:

The insured students’ guardian will be eligible for deduction under Sec 80D of the income Tax Act, 1961

Cashless access:


The policy will be serviced by authorised TPA’s (Third Party Administrators) for hospitalization. Cashless retrieve service available through Network hospitals/ nursing homes subject to pre-authorization of TPA for hospitalization claims.

Accrued Benefits:

On attaining the age of 25 years the student would be outside the policy’s purview and all accrued benefits would be available to him/her under standard mediclaim policy provided there is no break in continuity of cover.

Cumulative Bonus or Discount:

Available as per policy conditions

Group Discounts:

Ranging from 10% to 30% depending on group size


For more detail regarding this you can contact your nearest NIC Office


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0 # Aarush 2017-09-17
Hii, can you plz tell me,What changes can occur in skin in syphilis patient, also suggest good obstertrician in Moga ?
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0 # Dr. Pooja 2017-09-18
Rashes can occur on the skin in the near areas,rashes can be discrete and also symmetrical in nature, Rashes can also be pustular, you can consult with Obstetrician in Moga.
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0 # Nishith 2017-08-31
Hii, I am from Mohindergarh, can you plz tell me What is the mode of infection in syphilis ?
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0 # Dr. Pooja 2017-09-01
90 percent cases in syphilis are transmitted through unsafe sexual contacts, Mothers can also pass infection through breast milk, you can also consult with good Gynecologist in Mohindergarh .
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0 # Lakshay 2017-08-24
Hii, I am from Vizianagaram, plz let me know What is gonorrhoea ?
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0 # Dr. Naresh 2017-08-25
Hello, Gonorrhoea is a sexually transmitted disease caused by the Neisseria gonorrhoea,This disease is caused in the genitourinary tracts, for more details plz visit good gynec in Vizianagaram, find list of Gynecologist in Vizianagaram
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0 # Himmat 2017-08-10
Can gonorrhoea be caused by the infected towels, also provide the list of good gynecologist in Shimla?
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0 # Dr. Pooja 2017-08-11
Gonorrhoea can be transmitted by the infected towels, handkerchiefs of the infected person, But most cases are due to sexual contacts, find here list of good Gynecologist in Shimla.
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0 # Priyansh 2017-07-20
Hello, plz let me know What is menarche, I want to consult with gynec in Kanker, plz suggest ?
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0 # Dr. Pooja 2017-07-21
the process of starting of the menstrual cycle in females is called menarche, plz find good Gynecologist in Kanker.
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0 # Aarush 2017-07-13
Hi, plz let me know What is the incubation period of Syphilis, also give me the list of good female's specialist in Bhagalpur ?
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0 # Dr. Naresh 2017-07-14
Hii, The incubation period can be 10 to 90 days, plz find list of Gynecologist in Bhagalpur
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0 # Nishith Older than three months
Hello, plz tell me what are venereal diseases, can you plz suggest some good gynecologist in Faridkot ?
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0 # Dr. Naresh Older than three months
veneral diseases are those which can be spread through sexual contact, The spreading agents can bacteria ,viruses etc, The examples are syphilis and gonorrhoea can be can spread by sexual contact, you can also find list of Gynecologist in Faridkot.
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