Cheapest health cover plan from New India Assurance
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Cheapest health cover plan from New India Assurance

Cheapest health cover plan from New India Assurance

Mumbai:

The country's largest health insurance provider New India Assurance (NIA) has come out with the cheapest level cover, whereby hospitalization expenses ranging from Rs 15 lakh to Rs 20 lakh can be assisting for Rs 3,500 a year for someone up to 44 years.

Policy helping whom exactly:

The policy is being sold to those who have a basic mediclaim policy and even uninsured people who are in a position to bear expenses up to the threshold limit of Rs 5 lakh on their own. 

Although top-up covers have been present in the industry for various years now, New India Assurance's product has the potential to be disruptive given its pricing and the distribution reach of the country's largest non-life insurer. All Officials said that the cover was 25% cheaper than what was offered by rivals. 

"The only sub-limit is in respect of room charges. The room rental limit is Rs 5,000 per day for someone with a Rs 5-lakh threshold and Rs 8,000 if the person goes for a Rs 8-lakh threshold," said Segar Sampathkumar, general manager, and head of health insurance. 

Sampath Kumar said that although the policy could be used for all critical illnesses, it would still make sense to buy a small critical illness cover to take care of the non-hospitalisation expenses. 

Some Critical illness policies typically facilities a cash benefit for the policyholder upon recognition of the ailment. 

A unique aspect of NIA's cover is that for the threshold limit to be reached, entire hospitalization expenses are taken into account disregarding of whether the expenses would qualify as an insurance claim. It means that the insured can spend Rs 5 lakh on a cosmetic surgery (which is not covered under mediclaim) and recover any additional health expense (covered under mediclaim) under the top-up plan. 

Apart from being sold as an individual policy, the top-up cover is also a family floater plan where the sum insured is shared among all members of a family.

 

 

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Comments

0 # Priyansh Older than three months
Hello I am from Kota, My neighbour has been feeling redness and burning in urethral organs, can it be a disease, should she visit gynec?
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0 # Dr. Pooja Older than three months
It can be a simple infection also and a disease also, If after the examination, the presence of gram negative bacteria is seen ,gonorrhoea infection can be thought of, she should visit good women's specialist- find list of Gynecologist in Kota
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0 # Himmat Older than three months
Hii, I am from Jalgaon, I want to know can cigerrete sharing can lead to syphilis ?
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0 # Dr. Naresh Older than three months
yes,sharing cigerette,drinking cups,common spoons etc can also lead to syphilis, Generally whenever the fluid of a person who has syphilis is shared,the infection can occur, you should also consult with good Gynecologist in Jalgaon
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0 # Nishith Older than three months
Hii, I am from Gulbarga, I want to know can cigerrete sharing can lead to syphilis ?
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0 # Dr. Pooja Older than three months
yes,sharing cigerette,drinking cups,common spoons etc can also lead to syphilis, Generally whenever the fluid of a person who has syphilis is shared,the infection can occur, you should also consult with good Gynecologist in Gulbarga
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0 # Aarav Older than three months
My friend has been diagnosed with gonorrhoea, Please tell which tests will be advisable, also suggest gynec in Bankura ?
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0 # Dr. Naresh Older than three months
VDRL tests should be done every month for 3 consecutive months for detecting syphilis as well as other sexually transmitted diseases,These tests should be conducted at proper times, find good Gynecologist in Bankura
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0 # Aarav Older than three months
Hello, plz tell me what are venereal diseases, can you plz suggest some good gynecologist in Saharsa ?
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0 # Dr. Naresh Older than three months
veneral diseases are those which can be spread through sexual contact, The spreading agents can bacteria ,viruses etc, The examples are syphilis and gonorrhoea can be can spread by sexual contact, you can also find list of Gynecologist in Saharsa.
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0 # Aarush Older than three months
Hi, plz let me know What is the incubation period of Syphilis, also give me the list of good female's specialist in Gorakhpur ?
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0 # Dr. Pooja Older than three months
Hii, The incubation period can be 10 to 90 days, plz find list of Gynecologist in Gorakhpur
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0 # Lakshay Older than three months
Hii, I am from Theni, Please tell that can moisture be responsible for infections ?
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0 # Dr. Naresh Older than three months
Hello, good to see that you are from Theni, yes,that is why u must keep your genital organs clean and dry because moisture can favour infections.
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0 # Rohan Older than three months
Hii, I am from Jamui, I want to know can cigerrete sharing can lead to syphilis ?
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0 # Dr. Pooja Older than three months
yes,sharing cigerette,drinking cups,common spoons etc can also lead to syphilis, Generally whenever the fluid of a person who has syphilis is shared,the infection can occur, you should also consult with good Gynecologist in Jamui
Reply | Reply with quote | Quote
0 # Priyansh Older than three months
Hii, plz tell me,Which tests can confirm syphilis in primary stage, also suggest name of good maternity hospitals in Kanyakumari ?
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0 # Dr. Naresh Older than three months
During the primary stage,DG illumination tests are very helpful, find good maternity hospitals-Dr Jeyasekharan Hospital and Nursing Home.
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0 # Rohan Older than three months
Hii, I am from Sivasagar, Please tell that can moisture be responsible for infections ?
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0 # Dr. Pooja Older than three months
Hello, good to see that you are from Sivasagar, yes,that is why u must keep your genital organs clean and dry because moisture can favour infections.
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